Loans from £250,000 to £1 million secured on UK property. An honest answer up front, indicative terms in writing, and funds in as little as 48 hours.
Score
92
Rate
0.72%
Speed, certainty and communication. Everything else is noise.
Answer a few questions and receive an indicative eligibility decision in 60 seconds. No broker, no PDF forms, no waiting.
See your monthly rate, arrangement fee and total cost the moment you're eligible. No hidden fees, ever.
Live deal tracking and WhatsApp updates at every milestone, from valuation to funds released.
1,200+
deals completed
Most lenders are slow, opaque and silent. We focus on one segment, experienced borrowers needing £250k to £1m, and do it exceptionally well.
Flexible bridging secured against residential, commercial and mixed-use property.
Move fast on auction purchases with funding that completes inside the 28-day deadline.
Light and heavy refurbishment finance to unlock a property's true value.
Bank-grade security and FCA-aligned processes protect your data end to end.
No hidden fees, no surprises at offer stage. Here's exactly what we lend and what it costs.
Loan amount
Residential
£250,000 – £1m
Commercial
£250,000 – £1m
Loan term
Residential
1 – 12 months
Commercial
1 – 12 months
Interest rate from
Residential
0.75% pm
Commercial
1.25% pm
Maximum LTV
Residential
75%
Commercial
65%
Arrangement fee
Residential
From 1%
Commercial
From 1%
Exit fee
Residential
0%
Commercial
Case by case
Rates are indicative and subject to underwriting, valuation and your individual circumstances.
£0m+
Funded to date
0+
Deals completed
0s
Average decision
0.0
Customer rating
60 seconds
Answer a few questions online and get an indicative decision instantly.
15 minutes
A real underwriter reviews your case and confirms the decision in principle.
30 minutes
Your written offer with full terms lands in your inbox.
48 hours
Legals complete and the money lands in your account, often inside two working days.
“I had an indicative decision before I'd finished my coffee. Funds landed in nine days. Fastest bridge I've ever done.”
James Whitfield
Property developer
“Finally a lender that shows the price up front. No games, no surprises at offer stage. I knew exactly where I stood.”
Priya Anand
Portfolio landlord
“The deal tracker kept me updated at every step. I never once had to chase for an answer. Completely different experience.”
Daniel Okafor
Auction buyer
£480,000
68% LTVAuction purchase · Manchester
Completed in 9 days against a 28-day auction deadline.
£750,000
62% LTVCommercial refinance · London
Refinanced an expiring facility while a term loan was arranged.
£325,000
70% LTVRefurbishment · Birmingham
Funded a full refurb, exited via sale four months later.
Illustrative examples of typical lending. Individual circumstances vary.
You'll get an indicative decision in 60 seconds online, and a formal offer within 30 minutes of underwriter review. Once legals are complete, funds are typically released within 48 hours. That last step does depend on your solicitor and on how quickly valuation access is arranged.
Rates start from 0.75% per month on residential and 1.25% on commercial, with an arrangement fee from 1% of the gross loan. There is no exit fee on residential loans. You'll see your full indicative cost, including the total cost of finance, before you speak to anyone.
We focus on loans between £250,000 and £1 million, secured on residential, commercial, semi-commercial and mixed-use property. Maximum LTV is 75% on residential and 65% on commercial.
No. Bridging is asset-backed lending. The property, your equity and above all your exit strategy matter far more than your credit score, and adverse credit doesn't automatically rule you out.
Your exit is how the loan gets repaid: usually sale of the property, refinance onto a term mortgage, or sale of another asset. It carries 30% of your eligibility score, the largest single weighting, because it's how we know the loan can be cleared.
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